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Portfolio Management - Using AI to Maximize Returns Minimize Risk

Duration: 0:07:47

In this episode of "K Song for All", the focus is on obtaining higher returns while minimizing risks in financial investments. The host briefly discusses credit risks and how financial institutions use AI to assess reliability. Different investment options are also mentioned, such as stocks, commodities, and savings accounts. Two examples of investment strategies are provided, with one being more aggressive and allocating 70% to stocks and 30% to a savings account, and the other being more conservative with 20% invested in funds and 80% in a fixed deposit account.

Language: Chinese
Topics: Finance

Credit risk - your Huabei, mortgage, and car loans are considered by it

Duration: 0:06:59

The speaker, Yuxuan, apologizes for the infrequency of his updates and continues discussing finance, specifically the role of borrowing and lending. He notes that borrowing and lending money is a common aspect of life, but the risk of not being able to repay the loan is always present. This risk, referred to as credit risk, affects financial institutions such as banks and can result in cash flow problems and additional costs to the borrower. Despite the risks, many people still borrow money with the mindset that they can handle the consequences of not being able to repay it.

Language: Chinese
Topics: Finance

EP2 Optimum epidemic prevention distance - zero-contact financial services

Duration: 0:33:24

The use of contactless financial services has increased significantly due to the impact of COVID-19, accelerating its development. In Taiwan, over half the population uses electronic payment tools, with more than 30% of transactions being conducted without cash. This has created a new battleground for financial institutions to offer better services to attract more users. One such institution is eBank, a digital bank that offers all banking services on a mobile device. The bank aims to provide convenience for customers by allowing 24/7 access to their accounts and offering unique services such as Dream Accounts, which allows customers to save money towards a specific goal and see their progress with personalized visuals. Other institutions like allPay have expanded beyond their original role as an electronic wallet service in supermarkets to become a full-fledged digital bank, offering a wide range of financial services.

Language: Chinese
Topics: FinanceEpidemicsTaiwan

EP4 Can only be imagined but can’t be done - talk about the ups and downs of the innovation circle, tell me, I’m listening

Duration: 0:32:55

In this episode, the host and guests discuss the revolutionary impact of fintech on the financial industry. The fintech industry has faced many challenges, but the guests share their successes and experiences in overcoming them. Fintech Space, the first fintech innovation accelerator in China, offers a wide range of resources and support for fintech startups, including legal advice, mentorship programs, and business development opportunities. Two featured fintech startups, specializing in insurance technology and blockchain, share their services and projects that help their clients automate and streamline their processes. Overall, the fintech industry has great potential for growth and innovation, but entrepreneurs need to be willing to tackle the challenges and be open to collaboration and partnership.

Language: Chinese
Topics: TechnologyFinanceFintech

EP3 Peace of mind and peace of mind─Fintech and information security risks

Duration: 0:32:14

In this video, the host, Wan Qian, talks about the importance of financial technology security and risk management. She interviews two guests, one from the Financial Supervisory Commission and another from a banking institution. They discuss ways to ensure the safety of personal data in digital financial tools and prevent cyber attacks from hackers. They also emphasize the need for new technologies to have proper security measures in place and for companies to have a safety culture that values constant updates and employee training. The guests also discuss the importance of having an emergency response plan in case of a security breach and the integration of international security standards. Overall, the discussion emphasizes the importance of balancing innovation and security in the financial technology industry.

Language: Chinese
Topics: TechnologyFinanceSecurity